In my 24-year career within the financial industry, I’ve spent the last 14 years as a mortgage loan officer.

I take much pride in the experience and knowledge that I’ve gained over the years. My goal is to educate clients to make the best choices for their personal situation and provide excellent customer service throughout every mortgage loan transaction. I always focus on my clients financing goals and work accordingly to ensure they are accomplished. My consistency, professionalism and experience have landed me recognition as a Platinum Top Producer for the last eight years. I largely owe this to my satisfied clients who continue to refer me to their friends and family for proven results. Please contact me when its time for your next home loan transaction.

  1. I'm a local Loan Consultant
  2. I provide local Mortgage loans in Chico, Paradise, Oroville and the surrounding areas.

Specializing in:

Agency Conforming and High Balance (FNMA/FHLMC)
HARP Refinance
FHA and VA
First Time Home Buyer Programs

Servicing the following areas:

Northern and Central California

Richard D Graeff II

Loan Consultant, NMLS ID 50844